1/2 OFF APPLICATION FEE EXTENDED CODE BC21PP

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Arizona based resource program rent to own

We provide resources dedicated to assisting those find their path to home ownership.

Resources

Rent to Own

EDUCATION AND CREDIT COUNSELING

Helping Establish Roots provides responsible households with a transparent path to home ownership through our Lease Option Resource Program with Home Partners. They provide legitimate lease options as well as resources to help you successfully finance the property within 1-5 years.

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EDUCATION AND CREDIT COUNSELING

First time home buyer education programs

A non-profit company that provides educational courses both online and in classroom. Credit counseling and as well to ensure you are knowledgeable about what it takes for you to qualify for your home.

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Real Estate Services

EDUCATION AND CREDIT COUNSELING

Real Estate Services

Brooke Carlton Founder of Helping Establish Roots also the main REALTOR for our resource program.

Once approved; she provides a list of eligible homes and will take you through the process of selecting the home and closing!

Ready to buy?

FINANCIAL PLANNING

Home Loans for 550+ FICO

Real Estate Services

Need help planning for your future? Do you need assistance with saving money, creating a budget or even planning for retirement?

We have a free resources for you!

Find out more

Home Loans for 550+ FICO

Are you working on your credit but you're not quite where you need to be? You may still be approved for a mortgage! Learn how you can get approved for a home even with a FICO score in the 500s!

Find out more

Rent to Own

Lease with the option to buy

WHO'S IT GOOD FOR...

Good for those seeking a single family home. Interested in repairing credit and/or finances to buy preferably within the first year of leasing or; Long term tenant who wants to have the option to buy. Resale or new construction homes.

-Move in dates are to be set within 45-90 days of being approved and selecting a home.

-Apply 60-90 days prior to desired move in.

Credit Score 580 with Transunion
Min Income Requirements $50,000 Annual
Positive Rental/Payment History 1 year
Evictions: 3+ years old
Bankruptcy Chapter 7 must be discharged other chapters OK
Cash on Hand 1.5xs the rent upon home selection

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Who Could Benefit From A Lease Option?

Self Employed & ENTREPRENEURS

Low Fico score FORECLOSURE bankruptcy

Self Employed & ENTREPRENEURS

Often times, those who are self employed can't qualify for a bank approved mortgage until they have at least two years of successful business ownership. A lease option allows the time needed to build your monthly income.

Relocation

Low Fico score FORECLOSURE bankruptcy

Self Employed & ENTREPRENEURS

If you're someone relocating to a new area you may want to test out a neighborhood prior to making a complete commitment; all while locking in a good price. The flexibility of a lease option allows you to buy or move into a desired Arizona neighborhood.

Low Fico score FORECLOSURE bankruptcy

Applicants with recent foreclosures or bankruptcies face waiting periods with many traditional mortgage programs. We also give you the tools you need to improve your score through our lease purchase resources.

Benefits

FLEXIBILITY

When you sign a lease with an option, it is simply that. If you change your mind and no longer wish to purchase the home through our rent to own program . (check each program for penalties if applicable) You are able to void the purchase contract without being required to purchase the home you selected.

Lease while repairing your credit

Securing a home on a lease option also allows you time to repair your credit, putting you in a better position to shop for better interest rates based on a higher median FICO score. There is also an option to assume the loan in place so that you can be locked into the previous interest rate.

Establish Roots

Anytime after 90 days into the program, you may qualify for financing and purchase the home. There are also options to exchange, or select a new option. If your lender allows it your initial fee is credited toward your purchase and you won't need to pay to move again after closing escrow.

Thinking about selling your rental property?

We collaborate with Owners and Investors who seek high quality applicants looking for lease option opportunities. If you are tired of renting out your property to tenants and want to capitalize your equity click "Find Out More" to see if your property may qualify for our Lease Option program.

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Whether you are looking to turn your primary residence into a rental, have a rental property that you wish to sell soon, or need more cash flow from your property, we are here to help!

Find out how you may benefit as a seller.

Find out more

Arizona based resource program rent to own

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Apply!

Resources

Rent to Own

EDUCATION AND CREDIT COUNSELING

EDUCATION AND CREDIT COUNSELING

EDUCATION AND CREDIT COUNSELING

EDUCATION AND CREDIT COUNSELING

EDUCATION AND CREDIT COUNSELING

Real Estate Services

EDUCATION AND CREDIT COUNSELING

Real Estate Services

FINANCIAL PLANNING

Home Loans for 550+ FICO

Real Estate Services

Home Loans for 550+ FICO

Home Loans for 550+ FICO

Home Loans for 550+ FICO

About Us

Path to home ownership

Rent to Own

Lease with the option to buy

Who Could Benefit From A Lease Option?

Self Employed & ENTREPRENEURS

Low Fico score FORECLOSURE bankruptcy

Self Employed & ENTREPRENEURS

Relocation

Low Fico score FORECLOSURE bankruptcy

Self Employed & ENTREPRENEURS

Low Fico score FORECLOSURE bankruptcy

Low Fico score FORECLOSURE bankruptcy

Low Fico score FORECLOSURE bankruptcy

Benefits

FLEXIBILITY

Lease while repairing your credit

Establish Roots

Thinking about selling your rental property?

Learn More

More ways to buy

BtR

want to buy a house?

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