We provide resources dedicated to assisting those find their path to home ownership.
Helping Establish Roots provides responsible households with a transparent path to homeownership through traditional financing or our Lease Option Resource Program. Depending on your goals and situation you will receive a specific recommendation. The lease resources expect that you will be able to successfully finance the home within 1-5 years.
The minimum credit rating for these programs are 580. Most lenders prefer you to be at a minimum of 620 to buy. Securing a home on a lease option also allows you time to repair your credit, putting you in a better position to shop for better interest rates based on a higher median FICO score.
Anytime after 90 days into the program, you may qualify for financing and purchase the home through the lease option program. If your lender allows it your initial fee is credited toward your purchase and you won't need to pay to move again after closing escrow.