h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r
image1

H-elping E-stablish R-oots | lease purchase program

h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r h.e.r

H-elping E-stablish R-oots | lease purchase program

image2

Subscribe

Sign up to hear from us about Helping Establish Roots events, new ownership opportunities, and our newsletter.

Pre-Qualify here

image3

Want to know if you qualify for our program?

Start Here

Search for Qualified homes

image4

Have a home in mind or want to know if a certain home would qualify? Use the address checker!

Search

About Us

image5

Path to home ownership

We are dedicated to assisting those find their path to home ownership. We offer creative financing solutions for those who may not qualify traditionally for a mortgage to purchase property within a 12 -36 month time frame. These opportunities are presented on a lease option to buy only.  

image6

how are we different

We offer credit counseling and home buyer courses during the term of your lease to help better prepare you to qualify for a mortgage at the end of the  lease term. 

Learn about our process
image7

Build wealth in real estate

 This program is truly dedicated to your success and offers many incentives to purchasing property through our program all while building your Real Estate Portfolio.  

Review qualifications

search lease option homes

Want to explore other Lease Purchase homes?


 Click below for a current list.

Search MLS

Who Could Benefit From A Lease Option?

Self Employed & ENTREPRENEURS

image8

Often times, those who are self employed can't qualify for a bank approved mortgage until they have at least two years of successful business ownership. A lease option allows the time needed to build your monthly income. 

Relocation

image9

If you're someone relocating to a new area you may want to test out a neighborhood prior to making a complete commitment all while locking in a good price. The flexibility of a lease option allows you to buy or move to a difference area instead, 

Low Fico score FORECLOSURE bankruptcy

image10

Applicants with recent foreclosures or bankruptcies face waiting periods with many traditional mortgage programs. We also give you the tools you need to improve your score through our rent to own program.

Qualifications

 

  1. Income-Household Income Minimum of $50,000 annual. 
  2. Rental History-One year favorable rental history or proof of home ownership 
  3. FICO Score- Minimum score of 550 Household applicants may influence one anothers score.

*Once you pass the pre-liminary qualifications you will be able to submit the full application for approval. 


Search Homes
Prequalify Here

Costs

 

 

The application fee is $75 per household. 

Once a home is selected, you are required to pay your down payment equal to 2 months rent. 

 Each year, a resident's Monthly Rent increases by no more than 3.75% over the previous year’s Monthly Rent 

 Each year, the Right to Purchase Price increases by 3.5%-5%  

Search Homes
Apply Now

Benefits

image11

FLEXIBILITY

When you sign a lease option, it is simply that. If you change your mind and no longer wish to purchase the home through our rent to own program . You are able to void the purchase contract without penalty.

image12

Instant Equity

Your down payment, along with appreciation allows for instant equity when you purchase the home. Securing a home on a lease option also allows you time to repair your credit, putting you in a better position to shop for better interest rates based on a higher median FICO score.. 

image13

Close the deal

Anytime after 90 days into the program, you may qualify for financing and purchase the home through our rent to own program. If you lender allows it your initial fee is credited toward your purchase and you won't need to pay to move again after closing escrow.

image14

Thinking about selling your rental property?

We collaborate with Owners and Investors who seek high quality applicants looking for lease option opportunities.  If you are tired of renting out your property to tenants and want to capitalize your equity click "Find Out More"  to see if your property may qualify for our Lease Option program. 

Learn More

Whether you are looking to turn your primary residence into a rental, have a rental property that you wish to sell soon, or need more cash flow from your property, we are here to help! 


Find out how you may benefit as a seller.

Find out more

More ways to buy

BtR

want to buy a house?

 

Don't think a lease option is right for you? Looking for down payment assistance? 


See if you qualify to buy a home the traditional way. 


Click below to start the process. 

buy with brooke

Are you a homeowner?

If you own property or are curious about our rent to own program; thinking of selling  your property click below.

Click here
image15
image16
image17
image18